Buying a Car at Bommarito Nissan in Hazelwood, MO
A step-by-step walkthrough of the Bommarito Nissan Hazelwood buying process — from test drive to finance office to Missouri title paperwork.
Buying a car at Bommarito Nissan Hazelwood follows a clear sequence: you pick the vehicle and take a test drive, agree on a price (or accept the posted Smart Buying price on a used car), move to the finance office to review loan terms in writing, then sign documents and take delivery. Missouri law gives you 30 days from purchase to apply for a certificate of ownership. The whole visit, start to keys, typically takes a few hours when you arrive prepared.
How does the buying process work at Bommarito Nissan Hazelwood?
The process at Bommarito Nissan Hazelwood runs in five stages: greeting and vehicle selection, test drive, pricing (negotiated on new vehicles, posted market-based pricing on used), financing and F&I product review, then signing and delivery. Located at 661 Dunn Rd in Hazelwood, the dealership also offers the Bommarito FastPass digital retailing tool so you can complete most of the paperwork online and have the car delivered to your home.
Before you walk in, car-buying experts recommend knowing four numbers: your current vehicle's trade-in value, the target vehicle's selling price, how much you can put down, and the monthly payment you can actually afford. Walking in with those four figures already settled shortens every stage that follows.
What happens during the greeting and test drive in Hazelwood?
A salesperson greets you, confirms the model you came to see, pulls the keys and a dealer plate, and rides along for a test drive on the roads around 661 Dunn Rd — typically a loop that mixes Dunn Road's stop-and-go with a short I-270 on-ramp so you can feel the vehicle at highway speed. Plan 20 to 45 minutes per vehicle.
Bommarito Nissan Hazelwood carries the full new Nissan lineup — Altima, Armada, Frontier, Kicks, LEAF, Murano, Pathfinder, Rogue, Rogue Plug-In Hybrid, Sentra, and Z — so it's reasonable to drive two or three before narrowing down. If you're cross-shopping body styles, line up a compact SUV and a sedan back to back; the contrast on the same roads tells you more than two separate visits would.
Weather matters in St. Louis County. If you're shopping in February after a freeze or in August humidity, use the test drive to check HVAC behavior, defroster speed, and all-wheel-drive response — the Rogue, Murano, Pathfinder, and Armada are configurable with AWD or 4WD for the kind of winter mornings Hazelwood actually gets.
How is pricing handled on new vs. used vehicles?
New-vehicle pricing starts from MSRP plus the destination fee, with any applicable manufacturer incentives applied in the finance office. Used-vehicle pricing follows the Smart Buying program's no-haggle, market-based model: prices are researched locally, regionally, and nationally using Kelley Blue Book, Edmunds, and CARFAX data to land at or below market.
On the new side, destination charges are separate from MSRP and are the same at every Nissan dealer in the country. A few examples from current Nissan pricing:
| Model | Starting MSRP | Destination fee |
|---|---|---|
| Sentra | the Destination fee — 2026 Nissan Sentra, $1,275 (as of October 2026) | $1,275 |
| Kicks | the 2027 Nissan Kicks, starting at $22,790 (as of October 2026) | $1,575 |
| Altima | the 2026 Nissan Altima, starting at $27,580 (as of October 2026) | $1,275 |
| Rogue | the 2026 Nissan Rogue, starting at $29,690 (as of October 2026) | $1,575 |
| LEAF | the 2026 Nissan LEAF, starting at $29,990 (as of October 2026) | $1,575 |
| Pathfinder | the 2026 Nissan Pathfinder, starting at $39,990 (as of October 2026) | $1,575 |
| Rogue Plug-in Hybrid | the 2026 Nissan Rogue Plug-in Hybrid, starting at $45,990 (as of October 2026) | $1,575 |
| Murano | the Destination fee — 2026 Nissan Murano, $1,575 (as of October 2026) | $1,575 |
| Z | the 2026 Nissan Z, starting at $44,480 (as of October 2026) | $1,325 |
| Frontier | the Destination fee — 2026 Nissan Frontier, $2,245 (as of October 2026) | $2,245 |
| Armada | the 2026 Nissan Armada, starting at $58,840 (as of October 2026) | $2,245 |
On the used side, Smart Buying removes the back-and-forth. Any used vehicle eight years or newer with fewer than 100,000 miles that qualifies for the program also receives a MotorTrend Certification — a 6-month/7,500-mile limited warranty covering the engine, transmission, electrical systems, steering, suspension, and more. Smart Buying also includes a five-day, 100% money-back guarantee with no questions asked, and a 30-day/1,500-mile exchange that lets you apply what you paid toward another smart-priced vehicle. For current promotional offers and payments, check the specials on https://www.bommaritonissanhazelwood.com/ — advertised payments change often and are only reliable the day they're published.
What happens in the finance office?
In the finance office, you review the written loan terms — amount financed, annual percentage rate (APR), loan length, and total of payments — and decide on optional products such as extended service contracts, GAP coverage, and prepaid maintenance. Nothing becomes binding until you sign. Read the numbers against the four you brought with you; if a line doesn't match what you expected, ask for it to be re-worked.
Genuine Nissan Accessories installed by the dealer at the time of purchase can be rolled into the financing, which is often cheaper than paying out of pocket later. If you'd rather handle most of this before you arrive, the Bommarito FastPass tool lets you build the deal online — vehicle, trade, financing, protection products — and finalize in a shorter visit.
What Missouri paperwork and taxes apply to a Hazelwood purchase?
Missouri requires you to apply for a certificate of ownership within 30 days of purchase; a late application incurs a $25 penalty for each 30-day period, up to $200. The application is Form 108, Application for Missouri Title and License. For a brand-new vehicle that has never been titled, the ownership document that starts the paper trail is the Manufacturer's Statement of Origin (MSO).
Missouri's state sales-tax rate on vehicle purchases is 4.225%, and local sales taxes may also apply in St. Louis County and the City of Hazelwood — the dealer will quote the exact combined figure for your address. Before you drive the car off the lot, you also need Missouri's minimum liability insurance: $25,000 for injury or death of one person, $50,000 for injury or death of more than one person in one accident, and $25,000 for property damage.
What do customers say about the experience?
Reviews from Hazelwood buyers describe an unhurried, consultative approach to vehicle selection, including on days when the salesperson wasn't scheduled to work.
If you are considering buying a car, I strongly suggest that you contact Chris Cholesworthy at Hazelwood Bommerito Nissan. I was dreading the process of choosing and purchasing a car but Chris actually made it enjoyable. He devoted hours of time even on his day off, showing me 3 different brands and patiently explaining the features of each, helping me to narrow my choices and purchase a car that I am delighted with. Thank you Chris for the extra hospitality and experience!
Frequently asked questions
How long does buying a car at Bommarito Nissan Hazelwood usually take?
Plan on roughly two to four hours in-store when you buy the same day you test drive, assuming financing goes smoothly. Using the Bommarito FastPass tool to complete pricing, trade appraisal, and financing online beforehand can cut the in-store portion to about an hour. Sales hours are Monday, Wednesday, and Friday 9:00 AM–8:00 PM; Tuesday and Thursday 9:00 AM–6:00 PM; Saturday 9:00 AM–6:00 PM; closed Sunday.
Do I need to bring insurance to drive the car home?
Yes. Missouri requires minimum liability coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage before you can legally drive the vehicle. Call your insurer from the dealership — most can add a new vehicle to an existing policy in a few minutes and email proof of coverage you can show the finance office.
What's included in the Smart Buying guarantee on used vehicles?
Smart Buying includes a five-day, 100% money-back guarantee with no questions asked, plus a 30-day/1,500-mile exchange that lets you apply the full amount you paid toward another smart-priced vehicle. Qualifying used vehicles eight years or newer with fewer than 100,000 miles also receive a MotorTrend Certification carrying a 6-month/7,500-mile limited warranty on major mechanical systems.
How does Missouri sales tax work on the purchase?
Missouri charges a state sales-tax rate of 4.225% on vehicle purchases, and local jurisdictions in St. Louis County and Hazelwood may add their own rates on top. Tax is typically paid when you title the vehicle rather than at the dealership. You have 30 days from the purchase date to file Form 108 and pay the tax, or you face a $25 penalty per 30-day period up to $200.
Can I complete the purchase online?
Yes. Bommarito Nissan Hazelwood offers the Bommarito FastPass digital retailing tool, which lets you select a vehicle, value your trade, structure financing, choose protection products, and have the vehicle delivered to your home. You still complete signature items and verify identification, but most of the back-and-forth that normally happens in the showroom is handled on your schedule.
What should I bring to the dealership?
Bring a valid driver's license, proof of insurance (or your agent's phone number), your trade-in's title and payoff information if you owe money on it, and a payment method for any down payment. If you're financing through an outside bank or credit union, bring the pre-approval paperwork. Experts also recommend arriving with four numbers settled: trade-in value, target price, down payment, and comfortable monthly payment.
Planning your visit
Buying a car is a sequence, not a single transaction — vehicle selection, pricing, financing, paperwork, delivery — and knowing what happens at each step is what turns a long afternoon into a straightforward one. Readers in Hazelwood who want to start the process, schedule a test drive, or build a deal through FastPass can reach Bommarito Nissan Hazelwood at (314) 731-2228 or visit https://www.bommaritonissanhazelwood.com/.
